WHAT IS CREDIT REPAIR?

If you have suffered a non-fault accident, under the general principles of law you are entitled to have your vehicle repaired back to its pre-accident condition. As you would expect you are also entitled to have the vehicle repaired to the specific manufactures standards.

Credit Repair is a fantastic facility which allows your repair costs to be paid directly to repairing garage without first obtaining these costs from your insurer. This benefits you, as you will not be required to pay your policy excess and you will not have registered a claim, so your policy status remains clear. We then submit the repair charges to the at-fault insurer and seek recovery from them directly.

Credit Repair also serves as a speedy resolution to the repair element of your claim, ensuring your vehicle is repaired and back on the road at the quickest possible time and with the minimum of fuss and inconvenience to you.

BENEFITS AT A GLANCE

  • NO EXCESS TO PAY ON YOUR INSURANCE

    As we will fund your repairs and recover them in full from the at-fault insurance company, or the MIB in cases involving non-insured drivers.

  • NO-CLAIMS BONUS STAYS INTACT

    We will handle your entire claim from start to finish direct through the third party insurance company – there is no need for you to lose your No Claims Bonus or to pay an excess because someone else has crashed into you.

  • QUICKER REPAIR AUTHORISATION

    Repairs are usually authorised to start on your vehicle within 3 working days.

  • INDEPENDENT ENGINEER INSPECTIONS

    Independent experts are employed to assess the true repair value of your vehicle. They apply manufacturer repair techniques and processes, thus ensuring your vehicle is repaired to the highest possible standards, and that the at-fault insurers pay the true full repair value.

  • GARAGE IS PAID FASTER

    The repairer is paid immediately your car is repaired, which encourages them to prioritorise your repair over their other work, thus getting your repair completed quicker.

  • MAINTAINING YOUR VEHICLE VALUE

    Poor quality repairs, not only compromise the safety of your Vehicle, but also has a detrimental effect with the overall value of your vehicle when you come to sell it. It is therefore essential to have your vehicle repaired correctly.

  • NO DEPOSIT/CREDIT CARD SWIPE REQUIRED

    On top of all the benefits and unlike other providers we will never take a deposit or credit swipe from the hire.

    Our fleet insurance covers our clients fully comprehensively and in line with the terms and conditions the policy excess for incidents reported within 24 hours is nil.

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INTERESTED OR WOULD LIKE TO KNOW MORE?

Get in touch with us today and one of our friendly staff will go over how we work and explain the services we offer.