WHAT IS CREDIT HIRE?

As a victim of a non fault accident you are entitled under the general principles in law to obtain a replacement vehicle on a like for like basis. Credit Hire is a temporary replacement vehicle provided to such drivers and the cost of which is claimed from the at fault party’s insurance company. Credit Hire Company’s like ourselves are here to ensure that your rights are upheld in the unfortunate event of your vehicle being off the road through no fault of your own.

WHAT ARE THE BENEFITS?

  • NO EXCESS TO PAY ON YOUR INSURANCE

    It’s important to realise that even if you have a Comprehensive insurance policy you are still entitled to a replacement vehicle and you are still entitled to pursue a claim without having to make a claim on your own policy.

  • NO-CLAIMS BONUS STAYS INTACT

    We will handle your entire claim from start to finish direct through the third party insurance company – there is no need for you to lose your No Claims Bonus or to pay an excess because someone else has crashed into you.

  • KEEPS YOU MOBILE

    After an accident your car maybe un-drivable or at the very least it will need to go into a garage for repairs. Whilst your vehicle is “off the road” you would be without a vehicle, utilising a credit hire vehicle keeps you mobile at all times.

  • “LIKE FOR LIKE” VEHICLE

    Most third party insurance companies do not have your best interests at heart. They may seek to persuade you to accept a replacement vehicle from them rather than an independent company, such vehicles are often not on a like for like basis regardless of how impractical it is.
    i.e. You’re a sales person who travels to meet clients regularly and they offer you a small hatchback when you need a prestigious saloon.

    You’re entitled to a like for like vehicle by law and we will ensure you are provided with a vehicle that is suitable for your needs.

    You should never accept an offer of a replacement vehicle from a third party insurer without seeking Legal advice.

  • NO DEPOSIT/CREDIT CARD SWIPE REQUIRED

    On top of all the benefits and unlike other providers we will never take a deposit or credit swipe from the hire.

    Our fleet insurance covers our clients fully comprehensively and in line with the terms and conditions the policy excess for incidents reported within 24 hours is nil.

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INTERESTED OR WOULD LIKE TO KNOW MORE?

Get in touch with us today and one of our friendly staff will go over how we work and explain the services we offer.

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